Choosing a therapist means finding the right person for what you're facing — and making sure the practical details work too. So here they are: every fee for sessions and intensives, how insurance and superbills actually work, and what to expect from your first call.
We're not the least expensive practice in Indianapolis, and we'd rather you know that now than after a consultation.
What does therapy cost at High Thrive Counseling?
Fees vary by therapist, service, and session length. Every session is 55 minutes unless noted. The fee is the same in person and online, in Indiana or Florida.
ADHD, EMDR, teens & young adults, anxiety, premarital, couples communication
Trauma & EMDR, anxiety, depression, parenting, family conflict · Online in Indiana & Florida · Accepts insurance
Couples, sex therapy, affair recovery, discernment counseling, intensives · Online in Indiana & Florida
Therapy intensive fees
Intensives are longer, focused blocks of therapy instead of weekly sessions. They're self-pay, and we choose the length together at your free consultation. The two kinds below are different services with different prices, so check which one you mean.
EMDR intensives
With Jenny Staats, LMSW
$450 or $900 per day
A 3-hour day or a 6-hour day, your choice
| Length | 3-hour days | 6-hour days |
|---|---|---|
| 1 day | $450 | $900 |
| 2 days | $900 | $1,800 |
| 3 days | $1,350 | $2,700 |
A 6-hour day adds three more hours of EMDR reprocessing. In Broad Ripple or online in Indiana.
Couples & affair recovery intensives
With Jill Frame, LMFT, CST
$1,800 per day
Full days only, six clinical hours
| Length | Fee for the couple |
|---|---|
| 1 day | $1,800 |
| 2 days | $3,600 |
| 3 days | $5,400 |
One, two or three full days, in Broad Ripple or online in Indiana & Florida.
An EMDR intensive is trauma work for one person, priced by the length of the day. A couples or affair recovery intensive is relationship work for two people, priced per full day. They aren't the same service at different prices, and the right one depends on what you're working on. Not sure which? Ask Jenny about EMDR or ask Jill about couples work.
Do you take insurance?
Jenny and Jill are out-of-network and don't bill insurance directly. If your plan includes out-of-network mental health benefits, they can provide a superbill you submit to your insurer for possible reimbursement — reimbursement depends on your plan and isn't guaranteed. Christie does accept insurance; she is currently waitlisted, and we'll confirm your specific plan when a spot opens.
What is a superbill?
A superbill is a detailed receipt containing the information your insurance company may need when you request reimbursement for out-of-network mental health treatment — dates of service, the billing codes, a diagnosis code, and your therapist's license and tax information. You submit it to your insurer; they decide what, if anything, they reimburse.
What should I ask my insurance company about out-of-network therapy?
Call the member-services number on your card and ask about out-of-network outpatient mental health benefits. Useful questions:
- Do I have an out-of-network deductible, and how much of it have I met?
- What percentage do you reimburse for out-of-network psychotherapy?
- Is there a limit on the number of sessions per year?
- Do I need preauthorization?
- What do you reimburse for CPT codes 90791 (intake), 90837 (individual session), and 90847 (couples/family session)?
Will insurance reimburse couples therapy?
Sometimes, but it depends on your plan. Insurance reimbursement generally requires medically necessary treatment for an identified client with a diagnosis. Couples or family sessions may qualify when they're part of that person's treatment, and many plans don't cover relationship counseling on its own. Ask your insurer specifically about code 90847.
Can I use an HSA or FSA to pay for therapy?
Mental health treatment is commonly an eligible HSA or FSA expense, and many of our clients pay that way. Check with your plan administrator about your account's specific rules.
How do deposits and scheduling work for intensives?
A 50% deposit reserves your dates and the balance is due 14 days before. Full terms are in the Therapy intensives section below.
What is a Good Faith Estimate?
Under the federal No Surprises Act, you have the right to a written estimate of what your care is expected to cost before you begin. Because our fees are published here and don't change based on your insurance, your estimate is straightforward. The full notice is on our Forms page.
How therapy intensives actually work
An intensive is one to three full days of therapy instead of months of weekly sessions. Two very different kinds live here — Jenny's EMDR intensives for one person, and Jill's couples and affair recovery intensives for two — so after the quick comparison, each has its own section.
EMDR intensive
Couples therapy intensive
Affair recovery intensive
How much does a therapy intensive cost?
Jenny's EMDR intensives run $450 per 3-hour day or $900 per 6-hour day; Jill's couples and affair recovery intensives are $1,800 per full day — so $1,800, $3,600 or $5,400 for one, two or three days. The full tables are in the fees section above. Intensives are self-pay and aren't billed the way weekly psychotherapy is, and the fee is the same in person or online.
How is an intensive different from weekly therapy?
Time, mostly. In weekly therapy the important moment tends to arrive at minute fifty, then everyone goes home and next week we spend twenty minutes finding our way back. In an intensive we stay in the room until the conversation is actually done. It isn't magic and it isn't "faster results" — it's the same work with the interruptions removed. Read: Intensive vs. weekly counseling.
How do I choose between an EMDR, couples, and affair recovery intensive?
EMDR intensives are for one person working on trauma. Couples intensives are for two people working on the relationship. Affair recovery intensives are couples work built specifically for the aftermath of infidelity, which needs a different structure than general couples therapy. If you're not sure, that's what the free 15-minute consultation is for — you don't have to diagnose yourselves first.
How do we decide between one, two, or three days?
Together, at your consultation. For couples and affair recovery, it depends on how recently the affair was discovered, whether disclosure is complete, how stuck you feel, and how far you're traveling. For EMDR, Jenny will look at what you want to work on and how you've responded to trauma work before.
What are the deposit and cancellation terms for intensives?
A 50% deposit reserves your dates; the balance is due 14 days before the intensive. You can reschedule at no charge with 14 or more days' notice. Inside 14 days the deposit is non-refundable, and a no-show is charged the full fee. Everything is in writing in your intake paperwork before you pay anything.
EMDR intensives: what the hours are for
For one person doing focused trauma work. Three hours or six, one to three days, in Broad Ripple or online anywhere in Indiana. $450 per 3-hour day · $900 per 6-hour day.
- Hour 1Straight to work: mapping it. We name the negative beliefs you've been carrying (“I'm not safe,” “It was my fault”), build a map of the memories that still sting, and decide what you'd rather believe and feel instead.
- Hour 2Building your toolkit: grounding and calming skills so you can steer your own nervous system — practiced before any reprocessing starts. Then we begin the EMDR itself.
- Hour 3EMDR reprocessing of those beliefs and memories, with Jenny keeping one foot in the present the whole time.
- 6-hour daySame first three hours, then three more hours of EMDR reprocessing — with breaks.
What do we actually do for three or six hours?
The first hour is straight to business: naming the negative beliefs you carry, mapping the memories that still sting, and deciding what you'd rather believe instead. The second hour builds your toolkit — grounding and calming skills, practiced before anything hard — and then the EMDR itself begins. The third hour is reprocessing. A 6-hour day adds three more hours of EMDR, with breaks.
What if I struggle to remember some of the traumatic things that happened to me?
That's common, and it isn't a problem for EMDR. Forgetting is one of the ways a mind survives something — but trauma doesn't only live in memory. It lives in the body and the nervous system: the jolt when a door slams, the belief that you're never quite safe, the reaction you can't explain. EMDR can work directly with those — body sensations, negative beliefs, emotions, and triggers — and with the bigger patterns in your life, without needing a detailed, play-by-play memory. You bring what you have. Jenny works with that.
What if EMDR makes me feel worse because I'm reliving the trauma?
EMDR doesn't ask you to narrate every painful minute of what happened, and it isn't meant to drop you back into it. Before any reprocessing begins, Jenny teaches and practices grounding and coping skills with you, so you have tools that work before you need them. During the work itself, the goal is “one foot in each place”: staying anchored and safe in the present while the past gets reprocessed. If a moment gets too big, you have the tools — and Jenny — to bring it back down.
If one regular EMDR session already wipes me out, won't an intensive be too much?
That's a fair worry, and it's exactly what the consultation is for. Intensive days are paced; you set the speed, and there's time to settle between pieces of work in a way a 55-minute session doesn't allow. Nothing hard starts until you've practiced the grounding skills to steer yourself back. Plan a quiet evening afterward. If Jenny thinks an intensive format isn't right for you, she'll say so.
Can I do an EMDR intensive while I keep seeing my regular therapist?
Yes. Many people do an EMDR intensive with Jenny alongside their ongoing therapy — the intensive handles the trauma work; your therapist keeps the rest. With your written permission, Jenny will coordinate.
What happens after an EMDR intensive?
Plan a quiet evening — reprocessing keeps working after you leave the room, and most people are tired in a good way. Jenny will talk with you about what to expect in the days after and whether follow-up sessions make sense; there's no required package. Her full answer: What happens after an EMDR intensive?
Couples and affair recovery intensives: how the day works
For two people. Full days only, one to three of them, in Broad Ripple or online in Indiana & Florida. $1,800 per day. Couples travel from across Indiana and out of state.
How it works
- 9:00 a.m.We start. No warm-up small talk; the paperwork already did that.
- 12:00An hour for lunch, out of the office. Go be a couple who isn't in therapy for sixty minutes.
- 1:00 p.m.Back to work, straight through the afternoon.
- 4:00 p.m.Done. Six clinical hours. Your detailed written plan arrives a few days later.
What does an intensive day look like?
We start at 9 a.m., work through the morning, take an hour for lunch out of the office, then work from 1 to 4. Six clinical hours, one conversation. Within a few days you receive your detailed written plan (see “What happens after the intensive?”).
What do I need to do before the intensive?
Book a free consultation first — that's where we decide whether an intensive is the right fit and how many days. For couples and affair recovery intensives, you'll then complete intake paperwork before the day. It's about 20 pages and it's long on purpose: the more Jill knows walking in, the more of the day is spent on the actual work instead of history.
Are we going to spend the whole day arguing?
No. That's the point of having a therapist in the room. The day is structured, and if it starts turning into the fight from your kitchen, we stop and look at the fight itself — that's usually where the useful part is. Most couples are surprised by how little of the day is spent arguing and how much is spent finally saying the thing. Read: What happens during a couples therapy intensive?
Can we come if I don't know whether I want to stay married?
Yes — but probably not to an intensive yet. If one of you is leaning out and the other wants to save the relationship, discernment counseling is the honest starting point: one to five sessions to get clarity about a direction. An intensive assumes you've both decided to try. We'll tell you which one fits at the consultation, even if it's not the one you called about.
Are you going to push me to forgive, or to stay?
No. Jill's job is to help you understand what happened, find out whether repair is possible, and — if you both choose it — build the conditions for real recovery. Forgiveness isn't a requirement and staying isn't the goal; a clear, honest decision you can both live with is. Please be suspicious of anyone who promises otherwise.
What if my partner is still lying?
Then the intensive isn't ready to happen yet. Recovery built on incomplete information has to start over, so the deceit gets dealt with first — and what that looks like is case by case. Sometimes it's a few regular sessions, sometimes a different starting point altogether; we figure that out at the consultation and during preparation, so when you do walk in for the full day, the day is spent on repair, not on discovering what else there is. If you're trying to gauge where your partner actually is: 11 signs of genuine remorse after cheating.
We already have a couples therapist. Can we still do an intensive?
Yes. Some couples use an intensive to get unstuck and then go back to their weekly therapist. With your written permission, Jill will coordinate.
What happens after the intensive?
You don't leave with homework scribbled on a notepad. Within a few days Jill sends a detailed written plan — typically 8 to 10 pages — covering what you worked on, what changed, and what to protect. With it comes a structured 7-day plan for the first week home, when you're tired and old patterns are waiting, and a one-month plan for after that. Some couples continue with weekly sessions here, some return to their own therapist, some book a second intensive later; there's no required package.
Is this a retreat? Is it religious?
Neither. It's private therapy — just the two of you (or just you, for EMDR) and your therapist, in a normal office or on a video call. No group, no overnight stay, no workbooks with doves on them. High Thrive is not a faith-based practice; if your faith matters to you, it's welcome in the room. Couples travel from across Indiana and out of state, and online intensives are available in Indiana and Florida.
Getting started
How do I know if I need therapy?
You don't have to be in crisis to benefit from therapy. People often begin because they feel stuck, overwhelmed, disconnected, anxious, depressed, frustrated in a relationship, or tired of repeating the same patterns. If something is getting in the way of your relationships, work, sleep, emotional wellbeing, sex life, or ability to enjoy your life, therapy may help.
How do I choose the right therapist?
Training and specialization matter, especially for trauma, infidelity, sexual difficulties, ADHD, couples therapy, or more complex relationship concerns. Ask what a therapist is actually trained in, not just what they're willing to see.
Fit matters too. You should feel respected, understood, and comfortable enough to tell your therapist when something isn't working. Read: How to choose a couples therapist you both feel comfortable with and What is a Certified Sex Therapist — and does the training matter?
What's the difference between an LMFT, an LMSW, and an LCSW?
All three are licensed mental health clinicians. An LMFT (Licensed Marriage and Family Therapist) is trained specifically in relationships and family systems — couples work is the core of the license, not an add-on. LMSW and LCSW are social work licenses; the LCSW is the fully independent clinical level. At High Thrive, Jill holds the LMFT and is also an AASECT Certified Sex Therapist (CST). Jenny is an LMSW and Christie is an LCSW. The long version: LMFT vs. LCSW vs. LMHC vs. psychologist — who should you see?
What happens during the first therapy session?
The first session helps us understand what brings you to therapy and what you would like to be different. We'll talk about what's happening now, relevant history, what you've already tried, and your goals. You don't need to arrive with a perfectly organized explanation of your life.
Can I talk with a therapist before scheduling?
Yes. We offer free 15-minute consultations so you can briefly tell us what you're looking for, ask questions, and find out whether one of our therapists may be a good fit. Book with Jenny or Jill.
What if I don't know which therapist to choose?
That's completely fine. You don't need to diagnose yourself or know which type of therapy you need before contacting us. Tell us what's going on during the consultation and we'll point you toward the therapist whose training fits — or tell you honestly if another practice would serve you better.
What therapy is actually like
How long is a therapy session?
Standard sessions are 55 minutes. Couples and families sometimes choose 90-minute sessions, because 55 minutes can feel like a ridiculous place to stop when two people are finally talking. Intensives are longer blocks: full days for couples and affair recovery, and 3-hour or 6-hour days for EMDR — see the fees above.
How often do you suggest we meet?
Most clients begin weekly or every other week. Meeting consistently, especially early on, usually gives the work enough momentum to be useful. Frequency depends on what you're working on, how much support you need, your schedule, and the type of treatment.
How many sessions will we have?
There isn't one standard number. Some people do focused, short-term work on a specific problem; trauma, grief, long-standing relationship patterns, or more complex concerns usually take longer. We check in periodically about whether therapy is still helping and adjust.
How can I get the most out of counseling?
- Be as honest as you can about what you're thinking and feeling.
- Know that very little is off limits. Sex, dreams, fantasies, anger, resentment, fear, religion, family, work, politics, substances, shame — if it matters in your life, it can belong in therapy.
- If your religious or spiritual beliefs matter to you, they matter here.
- Tell us if something we're doing or saying isn't working for you.
- Try to attend consistently, especially during the first couple of months.
- If you walk in with three things you could talk about, consider starting with the one you least want to discuss.
- Pay attention to what happens between sessions.
What if I've tried therapy before and it didn't help?
One disappointing experience does not necessarily mean therapy won't work for you. A poor fit, a mismatched approach, or a therapist without training in your specific concern can all explain it. Tell us what didn't work — it's useful information.
Will my therapist just listen to me talk?
Listening matters, but good therapy should be more than a very expensive place to hear yourself talk. Our therapists are active and collaborative. Depending on what you're working on, we may ask difficult questions, notice patterns, teach skills, challenge assumptions, assign things to practice, or use specialized treatment approaches like EMDR.
Online & in-person therapy
Do you offer online therapy in Indiana?
Yes. High Thrive Counseling offers secure online therapy to clients located anywhere in Indiana. Fees are the same as in person.
Do you offer online therapy in Florida?
Yes. Jill and Christie both provide online therapy for clients located in Florida — Jill for couples therapy, sex therapy, affair recovery, and online intensives; Christie for trauma, anxiety, depression, and parenting (she is currently waitlisted). Fees are the same as in Indiana.
Do you offer in-person therapy in Indianapolis?
Yes. Our office is in Broad Ripple, at 6229 Indianola Ave, Indianapolis, IN 46220 — easy to reach from Meridian-Kessler, Carmel, Fishers, Zionsville, Westfield, and Noblesville. Map and directions are on our Directions page.
Is online therapy as effective as in person?
For most individual and couples work, yes — research over the past several years has found comparable outcomes for telehealth and in-office psychotherapy for many common concerns. Some people simply prefer the room, and some things (a first EMDR session, a couples intensive) many clients choose to do in person. We'll help you decide.
Couples & marriage therapy
When should couples go to therapy?
You don't have to wait until you're talking about divorce. If you're having the same argument in twelve slightly different outfits, if you've stopped bringing things up because it isn't worth the fight, or if you feel more like roommates than partners, that's the time. Earlier is easier. About couples counseling →
Can couples therapy help after an affair?
Yes. Affair recovery is one of the areas where specialized couples therapy matters most — the first weeks after discovery are not a good time for general-purpose counseling. Jill leads our affair recovery intensives and works with couples weekly after infidelity. If you're not sure you want to stay, start with Should I stay after my partner cheated?
What if my partner isn't sure about couples therapy?
Both people don't need to arrive equally convinced that therapy will work. One willing partner and one skeptical-but-present partner is a very normal starting point. Read: How to ask your partner to try couples therapy.
Do you offer couples therapy intensives in Indianapolis?
Yes. Jill offers couples intensives — one to three full days of focused work instead of months of weekly sessions, in Broad Ripple or online in Indiana and Florida. Fees, the daily schedule, and the questions people ask before booking are in the Couples & affair recovery intensives section above.
Do you offer discernment counseling?
Yes. Discernment counseling is for couples where one person is leaning out and the other wants to save the relationship. It's short — one to five sessions — and the goal is clarity and confidence about a direction, not fixing the marriage. The first session is two hours; later sessions are 90 minutes. Jenny and Jill both provide it.
Do you offer premarital counseling?
Yes. Jenny offers premarital counseling for couples who want to talk through money, family, sex, conflict, and expectations before the wedding rather than five years after it.
Sex & intimacy
What does a sex therapist actually do?
Sex therapy is talk therapy provided by a mental health professional with specialized training in sexual health. There is no touch and no nudity — ever. We talk about desire, arousal, pain, performance anxiety, mismatched libidos, sexual shame, and whatever else is getting in the way (read: What happens in sex therapy?). Jill is an AASECT Certified Sex Therapist, one of only a handful in Indianapolis. About sex therapy →
Do both partners need to attend sex therapy?
Not always. Many people come on their own, and many couples come together. If the concern lives in the relationship, working together is usually faster — but starting alone is completely fine.
Can sex therapy help with differences in desire?
Yes. Desire discrepancy is one of the most common reasons couples seek sex therapy, and it's very workable. A good place to start: Responsive desire vs. spontaneous desire.
Is it awkward to talk about sex with a therapist?
It can feel awkward at first. That's very normal. It is usually far less awkward than continuing not to talk about it — and your therapist has heard it before.
EMDR & trauma therapy
What is EMDR therapy?
EMDR stands for Eye Movement Desensitization and Reprocessing. It's a structured, well-researched trauma treatment that helps the brain reprocess distressing memories so they stop feeling like they're happening now. Jenny, Jill, and Christie are all EMDR-trained. About EMDR →
Do you offer EMDR intensives in Indianapolis?
Yes. Jenny Staats provides EMDR intensives in 3-hour or 6-hour days over one to three days, for people who want to do focused trauma work in weeks rather than months. Fees and details are in the EMDR intensives section above.
Do I have to describe every detail of my trauma during EMDR?
No. EMDR does not require you to verbally describe every detail of a traumatic experience. You'll identify the memory and what it brings up; the processing itself doesn't depend on narrating it.
ADHD, teens & family
Do you work with ADHD?
Yes. Jenny works with teens and adults on ADHD and executive functioning — the follow-through, time, and overwhelm problems, and the relationship fallout that comes with them. Read: ADHD and relationships: small tasks, big fights.
Do you see teenagers?
Yes. Jenny works with teens and young adults on anxiety, ADHD, trauma, and the general chaos of being sixteen. Christie works with parents and families on parenting and family conflict (she is currently waitlisted).
Do you prescribe medication?
No. Our therapists don't prescribe. If medication might help, we'll say so and point you to your primary care provider or a psychiatric prescriber, and with your permission we can coordinate with them.
Scheduling, cancellations & confidentiality
What is your cancellation policy?
We ask for at least 24 hours' notice when canceling or rescheduling an appointment. Late cancellations and missed appointments are charged the session fee. Intensives have their own terms, which we go over at your consultation.
Is therapy confidential?
Yes. Therapy is confidential, with limited exceptions required by law and professional ethics — for example, risk of serious harm to yourself or someone else, or suspected abuse of a child or dependent adult. We review these with you at your first session, and they're spelled out in our Notice of Privacy Practices.
One more thing we'd rather tell you than have you wonder about: we use an AI tool to help with session notes, on a HIPAA-compliant platform built for healthcare. It is optional. If you'd prefer we didn't use it for your sessions, just say so — the choice is on your intake paperwork on our Forms page.
Can I email or text my therapist between sessions?
Email and messaging are for scheduling and limited administrative communication. They aren't a secure or reliable way to do clinical work or reach us in an urgent situation — if something important comes up between sessions, bring it to the next one or ask about scheduling sooner.
What should I do in a mental health emergency?
High Thrive Counseling is an outpatient practice and does not provide 24-hour crisis services. If you are in immediate danger, call 911 or go to your nearest emergency room. You can call or text 988 any time to reach the Suicide & Crisis Lifeline.